S
sapmanie
Guest
Hi,
I'm taking approx. e18k out of EBS reg saver a/c as rate has fallen from 5% to 2.35 :-(
What do you think of this plan:
Open a First Active regular savers with e1000 (and e1000 monthly after that from wages), and put remaining e17k into Rabo fixed term, for 1 year or so?
I already have a fixed term in AngIB due to mature in March and despite the optimism of ppl here, I would rather not put more money in that bank. That said, how much safer is FA does anyone know?
My 2nd question is the on-demand a/c rate in Rabo is 3.45% but money in their term a/c has to be there 4 years before it beats that rate - am I missing something, i.e. When does it become better to have e17k in the Term rather than On-demand?
[broken link removed]
I'm taking approx. e18k out of EBS reg saver a/c as rate has fallen from 5% to 2.35 :-(
What do you think of this plan:
Open a First Active regular savers with e1000 (and e1000 monthly after that from wages), and put remaining e17k into Rabo fixed term, for 1 year or so?
I already have a fixed term in AngIB due to mature in March and despite the optimism of ppl here, I would rather not put more money in that bank. That said, how much safer is FA does anyone know?
My 2nd question is the on-demand a/c rate in Rabo is 3.45% but money in their term a/c has to be there 4 years before it beats that rate - am I missing something, i.e. When does it become better to have e17k in the Term rather than On-demand?
[broken link removed]