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GETGO
Guest
Age: 26
Spouse’s/Partner's age: 25
Annual gross income from employment or profession: 54,000
Annual gross income spouse:55,000
Type of employment: civil servant
Expenditure pattern:
Rough estimate of value of home: 485,000
Mortgage on home: 480,000
2,000/ month between two of us
Mortgage provider:Ulster bank
Type of mortgage: Tracker
Other borrowings – car loans: 9,000
300/ month
Do you pay off your full credit card balance each month. Yes
If not, what is the balance on your credit card?
Savings and investments: 9,000 in savings account
Do you have a pension scheme? With work- No supplemental as yet.
Do you own any investment or other property? No
Ages of children: None
Life insurance: 485,000
What specific question do you have or what issues are of concern to you?
Wondering what to do with savings? Should I pay off car loan- leaving me with no savings?
Should I put money into managed investment account- I know nothing about investments?- Evergreen like fund- though is this a bad time ?
How much should I be aiming to save ?
Spouse’s/Partner's age: 25
Annual gross income from employment or profession: 54,000
Annual gross income spouse:55,000
Type of employment: civil servant
Expenditure pattern:
Rough estimate of value of home: 485,000
Mortgage on home: 480,000
2,000/ month between two of us
Mortgage provider:Ulster bank
Type of mortgage: Tracker
Other borrowings – car loans: 9,000
300/ month
Do you pay off your full credit card balance each month. Yes
If not, what is the balance on your credit card?
Savings and investments: 9,000 in savings account
Do you have a pension scheme? With work- No supplemental as yet.
Do you own any investment or other property? No
Ages of children: None
Life insurance: 485,000
What specific question do you have or what issues are of concern to you?
Wondering what to do with savings? Should I pay off car loan- leaving me with no savings?
Should I put money into managed investment account- I know nothing about investments?- Evergreen like fund- though is this a bad time ?
How much should I be aiming to save ?