Hi
Spouse’s/Partner's age: 39/36
Annual gross income from employment or profession: 40,000
Annual gross income spouse:45,000
Type of employment: employee
Expenditure pattern: In general are you spending more than you earn or are you saving? yes
Rough estimate of value of home 500,000
Mortgage on home 120,000
Mortgage provider:AIB
Type of mortgage: Tracker Interest rate
Other borrowings – car loans 35,000 CU 15,000
Do you pay off your full credit card balance each month? NO
If not, what is the balance on your credit card? 6,000
Savings and investments:20,000 SHARES and 5,000 in a profit policy
Do you have a pension scheme? YES 500 EXTRA INTO AVC
Do you own any investment or other property YES RENT1,100 . MORTGAGE 1,400
Ages of children: NO
Life insurance: YES
Question i think we are quite healty but we seem to be straped at the end of each month .Is it us or is this common.
Spouse’s/Partner's age: 39/36
Annual gross income from employment or profession: 40,000
Annual gross income spouse:45,000
Type of employment: employee
Expenditure pattern: In general are you spending more than you earn or are you saving? yes
Rough estimate of value of home 500,000
Mortgage on home 120,000
Mortgage provider:AIB
Type of mortgage: Tracker Interest rate
Other borrowings – car loans 35,000 CU 15,000
Do you pay off your full credit card balance each month? NO
If not, what is the balance on your credit card? 6,000
Savings and investments:20,000 SHARES and 5,000 in a profit policy
Do you have a pension scheme? YES 500 EXTRA INTO AVC
Do you own any investment or other property YES RENT1,100 . MORTGAGE 1,400
Ages of children: NO
Life insurance: YES
Question i think we are quite healty but we seem to be straped at the end of each month .Is it us or is this common.