Hi all,
Im looking for some advise please/ partner and i bought apartment for 305K 3 years ago, mortgage currently at 275K and i managed to get NIB to accept a valuation on our apartment from July last year which resulted in us getting the Tracker rate for 60% LTV.
We were hoping to trade up to a house this year, but we just cant afford it at the moment.
So should we fix? We only just switched to NIB this month (after being delayed with them for about 6 months)
We would like to move in the next year if we can find a house we can afford and can get the price we are looking for.
any advise would be appreciated, thanks
Im looking for some advise please/ partner and i bought apartment for 305K 3 years ago, mortgage currently at 275K and i managed to get NIB to accept a valuation on our apartment from July last year which resulted in us getting the Tracker rate for 60% LTV.
We were hoping to trade up to a house this year, but we just cant afford it at the moment.
So should we fix? We only just switched to NIB this month (after being delayed with them for about 6 months)
We would like to move in the next year if we can find a house we can afford and can get the price we are looking for.
any advise would be appreciated, thanks