I'll be renewing my health insurance soon and this year I reached the maximum claim for everyday medical expenses under my current policy (Laya Simply Connect) half way through the year. I am having a lot of expensive outpatient treatment at the moment that will go on for a year or two. My current policy only refunds a max of €500 per year for everyday medical insurance. Can anyone suggest a policy with better outpatient cover for the same price? Will I be covered immediately if I move?