Findingmyfeet
New Member
- Messages
- 2
HI everyone
New to the AAM forum and seeking advice as a newly (legally) separated parent.
Am in my 50s, living in Private Rented accommdation, with 2 school going children, watching any hope of owning a home of my home dissipate.
Judicial Separation has ruled my Ex to financially provide what is the equivalent of half the monthly rent.
Even with this maintenance, I am not covering our monthly costs (quite frugal lifestyle) and I have relied each month for last 2 years on my savings (which were for a house deposit).
I am over the household NET income threshold for acquiring any housing assistance as in Thread title above.
(My application 2023 was refused on this basis)
I simply cannot afford to reduce my employment hours any further, as am already struggling on what I earn.
My question is
**Would increasing my monthly PRSA* contributions be a legitimate way of of decreasing my net income with regards to Social Housing List / HAP application?**
*I only started a PRSA 18 months ago when I left my marriage, so very little in it.
I feel I am between a rock and a very hard place currently,
Any Advice would be appreciated.
Thank you
New to the AAM forum and seeking advice as a newly (legally) separated parent.
Am in my 50s, living in Private Rented accommdation, with 2 school going children, watching any hope of owning a home of my home dissipate.
Judicial Separation has ruled my Ex to financially provide what is the equivalent of half the monthly rent.
Even with this maintenance, I am not covering our monthly costs (quite frugal lifestyle) and I have relied each month for last 2 years on my savings (which were for a house deposit).
I am over the household NET income threshold for acquiring any housing assistance as in Thread title above.
(My application 2023 was refused on this basis)
I simply cannot afford to reduce my employment hours any further, as am already struggling on what I earn.
My question is
**Would increasing my monthly PRSA* contributions be a legitimate way of of decreasing my net income with regards to Social Housing List / HAP application?**
*I only started a PRSA 18 months ago when I left my marriage, so very little in it.
I feel I am between a rock and a very hard place currently,
Any Advice would be appreciated.
Thank you