I am not sure why I am on this plan but it sees to have served me okay. In the last year my wife joined me on the plan as is my son born during the year.
However its now €342 per month (for the 3 of us) and I want to see if there is better value with a similar plan or if I have something in there I don't need. I think I paid about €100/month for myself a few years ago.
Ages: 38/39
Son: <1 year
Based in Cork Area
I seem to average 2/3 GP visits a year and currently get 50% back and 50% on consultant visits.
I see a cardiologist yearly in the Mater Private, I am monitored but noting imminent. Maybe in 20 years. Obviously things can change. Should I be looking for HiTech Cardiology?
I honestly don't even know where the surgery options would be?
I am also not even sure what room type I have or would want. I think my priority would be on getting the surgery quickly and not being financially ruined rather than sharing a room.
I also have a an unrelated procedure twice a year in the Bons Cork, its in a "sideroom". Not sure if its classed as day patient or outpatient. At the moment I just pay €50 a visit where a VHI are billed for €200. I have the procedure code but don't see how I can search plans for cover.
I don't want to lose that (unless its worth it obviously), its also possible the frequency may increase. Do I need to keep a low excess?
I wear glasses and get a new pair every few years.
My wife doesn't have any ongoing issues, a few GP visits a year.
Any advice welcome.
However its now €342 per month (for the 3 of us) and I want to see if there is better value with a similar plan or if I have something in there I don't need. I think I paid about €100/month for myself a few years ago.
Ages: 38/39
Son: <1 year
Based in Cork Area
I seem to average 2/3 GP visits a year and currently get 50% back and 50% on consultant visits.
I see a cardiologist yearly in the Mater Private, I am monitored but noting imminent. Maybe in 20 years. Obviously things can change. Should I be looking for HiTech Cardiology?
I honestly don't even know where the surgery options would be?
I am also not even sure what room type I have or would want. I think my priority would be on getting the surgery quickly and not being financially ruined rather than sharing a room.
I also have a an unrelated procedure twice a year in the Bons Cork, its in a "sideroom". Not sure if its classed as day patient or outpatient. At the moment I just pay €50 a visit where a VHI are billed for €200. I have the procedure code but don't see how I can search plans for cover.
I don't want to lose that (unless its worth it obviously), its also possible the frequency may increase. Do I need to keep a low excess?
I wear glasses and get a new pair every few years.
My wife doesn't have any ongoing issues, a few GP visits a year.
Any advice welcome.