Hi Folks
My wife has a corporate plan through her employer and a feature (as explained by the agent) is that you can upgrade to any plan mid-year and only pay the higher cost for the period where you need the higher cover, say 3 months for a specific procedure / hospital. The upgrade waiting period was waived. Sounds brilliant, pay for cheaper insurance until something happens.
I asked the agent could anyone get this plan - he said yes but the no wait pro-rata upgrade feature is only available to employees.
So my question is - is this technically in line with “all plans for everyone rule”?
Thanks
T
My wife has a corporate plan through her employer and a feature (as explained by the agent) is that you can upgrade to any plan mid-year and only pay the higher cost for the period where you need the higher cover, say 3 months for a specific procedure / hospital. The upgrade waiting period was waived. Sounds brilliant, pay for cheaper insurance until something happens.
I asked the agent could anyone get this plan - he said yes but the no wait pro-rata upgrade feature is only available to employees.
So my question is - is this technically in line with “all plans for everyone rule”?
Thanks
T