How much are these shortfalls costing the insured person. Are we talking several thousand euro here? If a hip replacement cost for argument sake €30,000, it means the patient must fork out 20% of the cost, a total of €6000. It's a huge cost down on top of any other excesses the patient has to pay, and many people are probably not taking this cost on board when chosing a healthcare policy. I note from reading threads on here that this 20% shortfall is beginning to creep in to more and more policies.
How many are unable to afford this extra cost and are therefore forced into the long queues in the public system? This issue is rarely discussed.
As older people are more likely to require joint replacements, is it not discriminatory practise and a way of getting round the community rating to make older people pay more?
How many are unable to afford this extra cost and are therefore forced into the long queues in the public system? This issue is rarely discussed.
As older people are more likely to require joint replacements, is it not discriminatory practise and a way of getting round the community rating to make older people pay more?
Last edited: