In summary, a car suddenly stopped on the road to do a u-turn causing the two cars behind it to stop in the flow of traffic - I couldn't see this so ended up rear-ending the car in front of me and shunting it in to the next car.
The first car left the scene and no-one got their registration.
It seems I'll be liable. It was amicable amongst all the parties and no one was hurt. The total cost of fixing the three vehicles will be €4-6k.
In general, is it worth going through insurance of paying for the repairs myself considering the loss of no claims discount, premium loading et al?
Thanks in advance.
The first car left the scene and no-one got their registration.
It seems I'll be liable. It was amicable amongst all the parties and no one was hurt. The total cost of fixing the three vehicles will be €4-6k.
In general, is it worth going through insurance of paying for the repairs myself considering the loss of no claims discount, premium loading et al?
Thanks in advance.