Looking for advice on how to get mortgage 70, 000 euro on second property...11k still owed on family home with 345 euro per month...also credit union loan of 22k with payments of 215 per week or 860 per month...with earnings of 45k per year...wife has some casual earnings but cant show that...just finished paying of another loan that had payments of 385 per month...therefore could afford another loan ...2 kids.....not satisfiying bank of ireland's stipulations...also my mortgage is with danske bank who has left the irish market...so no go there...also have no savings to speak of since 215 per week going to credit union. ...2nd property will have an income of 10k plus "help"