Hi
I was advised to post here.
After my mortgage is paid, I have 300e per week left, I was thinking about this and wonder why I can't manage.
My house is in positive equity of about 120k.
I owe about 4k on a loan and I am currently in arrears with this.
I also have a credit card that I have closed but still owe 1.8k on this and its in arrears too.
I have no car repayments and drive an 05 car.
I only have to shop for 2 people and a couple of pets.
I have the usual utility bills and petrol, tax and insurance. Life insurance as well.
How can I budget better and am I wrong to think I should be able to manage my money and have my bills up to date.
I am always playing catch up with my bills and never have any spare money.
Id appreciate any advise.
I was advised to post here.
After my mortgage is paid, I have 300e per week left, I was thinking about this and wonder why I can't manage.
My house is in positive equity of about 120k.
I owe about 4k on a loan and I am currently in arrears with this.
I also have a credit card that I have closed but still owe 1.8k on this and its in arrears too.
I have no car repayments and drive an 05 car.
I only have to shop for 2 people and a couple of pets.
I have the usual utility bills and petrol, tax and insurance. Life insurance as well.
How can I budget better and am I wrong to think I should be able to manage my money and have my bills up to date.
I am always playing catch up with my bills and never have any spare money.
Id appreciate any advise.