I am the carer for two elderly relatives who live with me. I have cared for them exclusively for twenty year and they are now both in their mid 90's and may soon need nursing home care. We decided to start the process and applied under the fair deal. My relatives transferred the house to me about ten years ago but retained rights an privileges for lifetime. Their only income is state pensions and mine is carers allowance. My question is because of the rights and privileges can the HSE ask me to pay 7.5% of the value of my house for each. At the time of transfer the house was valued at E 125,000 but was in very bad repair. I took out a mortgage and refurbshed the house to the value of about E100,000. I am very concerned as this was my entire life savings and I was hoping that the house would be my security for the future. My own health is now deteriorating and it is becoming increasingly difficult to continue in role of carer.