I got this nice fancy package in the post today welcoming me to BofI Premier Banking (I''ve been a BofI customer for a while now). Looking through the enclosed brochure I have no idea what they are trying to tell me or sell me. Apparently, I've got a dedicated point of contact (my "relationship manager") but the letter has a scanned signature! I'm eligible for a Platinum Credit Card with free travel insurance...except that I need to pay €76 for such a card, so not quite so free. Maybe I should be feeling good that I've been invited to such an 'exclusive' club but I've just thrown all the paperwork in the bin. I can't honestly see the point, or what's the difference between this and the checking account I've had up to now. Looks like the Marketing people are taking over the asylum. How much did this cost the bank???