Hi All.
Looking for a bit of advice. My partner has left me and young child this week. The house was bought in 2006/2007, is in negative equity to the tune of about 230k. I can certainly no longer afford it. We had recently been in to the bank regarding arrears situation and they requested supplementary information from him as he is self employed. he has not been forthcoming with this information.
1) Who provided the deposit and in what proportions?
I provided the deposit of €50k for mortgage of €390
2) Who is making the monthly repayments at the moment?
I have been making the payments solely for the last 18 months to 2 years. We are in arrears as my wages have not been sufficient to cover the mortgage and all other bills
3) Are there any arrears?
Approx 15k
4) Who is the lender?
TSB
Where do I go from here? To be honest I'm not tied to the house. I just want somewhere to live with my child.
Looking for a bit of advice. My partner has left me and young child this week. The house was bought in 2006/2007, is in negative equity to the tune of about 230k. I can certainly no longer afford it. We had recently been in to the bank regarding arrears situation and they requested supplementary information from him as he is self employed. he has not been forthcoming with this information.
1) Who provided the deposit and in what proportions?
I provided the deposit of €50k for mortgage of €390
2) Who is making the monthly repayments at the moment?
I have been making the payments solely for the last 18 months to 2 years. We are in arrears as my wages have not been sufficient to cover the mortgage and all other bills
3) Are there any arrears?
Approx 15k
4) Who is the lender?
TSB
Where do I go from here? To be honest I'm not tied to the house. I just want somewhere to live with my child.