The Messer
Registered User
- Messages
- 11
Hi All,
Firstly I'm not loaded, so I don't need a wealth Manager.
But I do have some assets, but they are all over the place financially.
I'm in negative equity on my home, and do need to move medium term, family bigger than the property can handle.
I do have a couple of buy to lets, preforming very well, not in negative equity, but the income is worth far more than the equity.
I have shares, some doing better than others.
Some savings, c. 10k
Developing a decent lump of a pension.
Invested in wine, prizebonds, and a few other wacky things.
Also have a car loan but no other debt so to speak.
I need to put a strategy in place to make my circumstances acceptable to a bank, but need to start working on it now rather than when I need to move. My income stream has improved considerably over the past 18 months so I need to get this plan in place ASAP, before I do something stupid.
So I'm looking for a financial advisor to help me do this. I'm not looking to buy any products so I appreciate I will have to pay for the service, but would like to get a feel for how much this would cost before starting the process.
Any recommendations on an advisor and ideas on potential costs would be greatly appreciated.
Firstly I'm not loaded, so I don't need a wealth Manager.
But I do have some assets, but they are all over the place financially.
I'm in negative equity on my home, and do need to move medium term, family bigger than the property can handle.
I do have a couple of buy to lets, preforming very well, not in negative equity, but the income is worth far more than the equity.
I have shares, some doing better than others.
Some savings, c. 10k
Developing a decent lump of a pension.
Invested in wine, prizebonds, and a few other wacky things.
Also have a car loan but no other debt so to speak.
I need to put a strategy in place to make my circumstances acceptable to a bank, but need to start working on it now rather than when I need to move. My income stream has improved considerably over the past 18 months so I need to get this plan in place ASAP, before I do something stupid.
So I'm looking for a financial advisor to help me do this. I'm not looking to buy any products so I appreciate I will have to pay for the service, but would like to get a feel for how much this would cost before starting the process.
Any recommendations on an advisor and ideas on potential costs would be greatly appreciated.