Hi All,
My wife and I have a current account each, a joint account between us and a credit card each. All with Bank of Ireland.
When we initially joined, the three accounts (2 X Curr, 1 X Joint) were free of fees and charges on the condition that we made 9 or more online transactions per quarter, which we were easily able to do.
However, not long into this agreement this all changed, whereby each transaction is been charged at 28c a pop.
In the space of the past week, we have received notification of fees for each of the accounts. This is for 3 months transactions.
My current account is been charged 49 euro. My wifes account is been charged 42 euro and our joint account is been charged 24 euro.
So we are been charged 115 euro for a quarter in bank fees !! This equates to 460 for a year.
There are other charges we have been subjected to that I am not including such as 25 euro for an overdraft facility on my account, government duty, interest (negative) on overdraft etc etc.
Basically - Do you any of you know if any of the banks are still offering no fee accounts ? Unlikely I guess, so what bank in your opinion offer the best current account rates/fees ?
For 2013 we are looking at over 500 euro in fees and various other charges by Bank of Ireland. The banks have already screwed the country once, now they are trying to do it again.
We will be changing banks, no doubt about that - my only question is, which bank offers the best alternative.
Thanks,
S
My wife and I have a current account each, a joint account between us and a credit card each. All with Bank of Ireland.
When we initially joined, the three accounts (2 X Curr, 1 X Joint) were free of fees and charges on the condition that we made 9 or more online transactions per quarter, which we were easily able to do.
However, not long into this agreement this all changed, whereby each transaction is been charged at 28c a pop.
In the space of the past week, we have received notification of fees for each of the accounts. This is for 3 months transactions.
My current account is been charged 49 euro. My wifes account is been charged 42 euro and our joint account is been charged 24 euro.
So we are been charged 115 euro for a quarter in bank fees !! This equates to 460 for a year.
There are other charges we have been subjected to that I am not including such as 25 euro for an overdraft facility on my account, government duty, interest (negative) on overdraft etc etc.
Basically - Do you any of you know if any of the banks are still offering no fee accounts ? Unlikely I guess, so what bank in your opinion offer the best current account rates/fees ?
For 2013 we are looking at over 500 euro in fees and various other charges by Bank of Ireland. The banks have already screwed the country once, now they are trying to do it again.
We will be changing banks, no doubt about that - my only question is, which bank offers the best alternative.
Thanks,
S