About 7 or 8 months ago I was told by the mortgage advisor at my bank that if I got a new valuation on my house then I would save some money every month as I would qualify for a LTV<50% mortgage.
I never got round to it, and was thinking about it now. Only thing that concerns me is that if the valuer now rates my house as worth €200k when they might have valued it at €250k back then, is this a bad thing?
I would still qualify for the LTV mortgage ok as my remaining amount is around €80k, but I am wondering if there is any downside to having your house valued lower?
I never got round to it, and was thinking about it now. Only thing that concerns me is that if the valuer now rates my house as worth €200k when they might have valued it at €250k back then, is this a bad thing?
I would still qualify for the LTV mortgage ok as my remaining amount is around €80k, but I am wondering if there is any downside to having your house valued lower?