Hi there,
Was wondering if someone could do the following calculation for me....
Have existing mortgage with Ulster Bank...175,000 for 20 years at 3.15% tracker mortgage.
Was offered a reduced mortgage rate from Ulster Bank of 2.95% this morning (non U-first a/c). NIB have subsequently offered me a rate of 2.79%.
How much do I actually save over the life-time of the mortgage by switching to NIB if they pay for €600 of the transfer fees???? Have been told average costs to transfer (i.e. solicitor fees etc) is about €1100- €1300 (all in).
Any replies will be appreciated.
Was wondering if someone could do the following calculation for me....
Have existing mortgage with Ulster Bank...175,000 for 20 years at 3.15% tracker mortgage.
Was offered a reduced mortgage rate from Ulster Bank of 2.95% this morning (non U-first a/c). NIB have subsequently offered me a rate of 2.79%.
How much do I actually save over the life-time of the mortgage by switching to NIB if they pay for €600 of the transfer fees???? Have been told average costs to transfer (i.e. solicitor fees etc) is about €1100- €1300 (all in).
Any replies will be appreciated.