Silvio Dante
Registered User
- Messages
- 127
Any help appreciated, especially from anyone who has been through the process.
I was disappointed recently to find that my only secured lender had sent information to the ISI.
It would appear to have been a routine box tick exercise by the ISI (something they should have done during bankruptcy but didn't).
That really isn't the issue.
When I queried it with the lender, I was told they had to comply with the ISI as I had been adjudicated bankrupt.
When I explained that I was no longer a bankrupt and the loan (as advised by the secured lender to the OA) had never been part of the bankruptcy, he was a little less certain but stuck to his guns that it was in order to do so.
So, is he correct?
Is there no time limit under which a lender can continue to exchange personal data to the ISI without either the consent or knowledge of the borrowers?
I will be making a complaint to the DPC and will see what comes but that could take months.
I was disappointed recently to find that my only secured lender had sent information to the ISI.
It would appear to have been a routine box tick exercise by the ISI (something they should have done during bankruptcy but didn't).
That really isn't the issue.
When I queried it with the lender, I was told they had to comply with the ISI as I had been adjudicated bankrupt.
When I explained that I was no longer a bankrupt and the loan (as advised by the secured lender to the OA) had never been part of the bankruptcy, he was a little less certain but stuck to his guns that it was in order to do so.
So, is he correct?
Is there no time limit under which a lender can continue to exchange personal data to the ISI without either the consent or knowledge of the borrowers?
I will be making a complaint to the DPC and will see what comes but that could take months.