Hi all.
Myself and my (now ex) bought a house just over two years ago. We split and are in the process of selling. The price we sell for will just cover the outstanding mortgage (hopefully) but no profit will be made on the house.
I am currently renting and paying €700 per month rent. I earn €2100 including FIS and also pay creche for my daughter. My ex is not her father so maintenance is not an issue as her father has never been involved.
I am finding it a struggle and want to apply for local authority housing but am aware that the waiting lists are very long. Would shared ownership or affordable housing be an option?
I would prefer to be paying less but wouldn't begrudge the €700 per month if it were going towards my own home as opposed to paying rent.
Any advice?
Myself and my (now ex) bought a house just over two years ago. We split and are in the process of selling. The price we sell for will just cover the outstanding mortgage (hopefully) but no profit will be made on the house.
I am currently renting and paying €700 per month rent. I earn €2100 including FIS and also pay creche for my daughter. My ex is not her father so maintenance is not an issue as her father has never been involved.
I am finding it a struggle and want to apply for local authority housing but am aware that the waiting lists are very long. Would shared ownership or affordable housing be an option?
I would prefer to be paying less but wouldn't begrudge the €700 per month if it were going towards my own home as opposed to paying rent.
Any advice?