diceyreilly,
The following Laya plans are worth considering, at lower cost;
Adult Option;
1. Laya Simply Connect; price 1100pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 150 x 2 max for all admissions,
day case excess 50 per procedure. There is no excess to pay in any public hospital. Good day to day cover included, 50% refund for gp visits,
consultants, dental, optical etc. - subject to a max refund of 500 per year.( 50% of 1000 = 500).
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Child Options; Laya have a special offer for children, whereby you just pay for the first child and the rest go free.
The following 3 plans are included in the offer.
1. Essential Health 300; price 234pa(for all children), all public, private and Beacon hospital covered. Private excess 300 x 2 max per year for all
admissions. Day case excess 125 per procedure. No excess to pay in any public hospital. All childrens hospitals are public but the Beacon hospital
Dublin offer a list of childrens surgery fully covered on this plan.
2. Essential Connect Family; price 250pa(for all children), all public, private and Beacon hospital covered. Private excess 300 per family for all
admissions and day case procedures. No excess to pay in any public hospital. All childrens hospitals are public but the Beacon hospital Dublin
offer a list of childrens surgery fully covered on this plan.
3. Flex 125 explore; price 343pa;(for all children) all public, private and 3 hi-tech hospitals covered, Private/hi-tech excess 125 per admission, day case excess 50euro per procedure. No excess to pay in any public hospital. All childrens hospitals are public, but the 3 hi-tech hospitals cover a range of childrens surgery fully covered on this plan. These hospitals are Mater Private Dublin, Blackrock Clinic Dublin and Beacon hospital dublin.
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The VHI childrens plan 'Company Plan Plus Level 1.3 will also cover day to day medical expenses such as gp visits, dental, consultants etc
if that type of cover is important. The savings on the Laya child plan will cover a lot of medical expenses.
Regards, Snowyb