Don't be getting too upset . The Central Bank and Padraic Kissane are well aware of the intricacies here . Try and put letters of offer ,MFAs and legitimate expectations aside for a while . An overarching fact is that it was Bank policy at least until September 2008 that staff mortgages would be offered at the rate that was being given to the best customers . revenue were aware of this and did not have an issue with the policy . it would not be possible for the Bank to retrospectively change this policy . This whole affair is like a 10000 metres race where they crawled for the first 23 laps and the Sprint is on for the last 2 laps .if you haven't done it already sign up with Padraic .