Unauthorised overdraft and cash

Poor_Boy

Registered User
Messages
3
Hi

Im looking for a little help, my account has gone into unauthorised overdraft meaning I don't have an overdraft facility with my current account (PTSB). But my question is, is there anyway I can take out money either by getting cash back or atm and just topup the amount of my overdraft?
 
Assuming your talking about the same account then no not a hope. It will just reject your transaction or tell you insufficient funds available. You will also pay massive interest on an unauthorised overdraft.if you were to manage to withdraw money and relodge it you would be at the exact same balance as you are now.
 
poor boy;

From what you write ,
1. You simply do not have funds in your current account.
2. You have no agreed overdraft facility in place in Ptsb.
From the above you cannot in any way withdraw funds.
........
If you have savings account you cn transfer to current account.
If you are in good standing in Ptsb , ask them for an overdraft.There is no {top-up} ?
 
Jim2007.
From the post I take it that poor boy does not understand banking.

on understanding Banking
eg. I always hark back to
the advert{i don,t know what a tracker is} in the fluffy times. I bet we all know now!
Regards, Gerry
 
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