Hello AAM posters, I'm an Irish resident but I spend quite some time in the US for work. Of late I've been transferring the same USD amount from my BOI account to an account in the US once per month. The money leaves my account, the BOI impose their international fee, (5 euros or something), but in the interim, somewhere in the murky banking world - theres a flat charge imposed on the transfer and USD30 is taken from the lump sum each time. I queried this with the US bank and they knew NOTHING about it, acnnot explain it! Thats funny in itself. But BOI were very helpful and they informed me that there is an intermediary bank that imposes this charge, then forwards on the balance. I, understandably, want to avoid this excessive charge. Does anyone know of how I can do this? What Irish banks (If any!) have a relationship with US banks? (There may be some waiver of fees or something like that?) Shoud I use PayPal? (I find PayPal awkward at the best of times) FexCo? Etc.... Any suggestions are welcome! Apologies if this is a duplicate post - however I did search for related topics and did not find too much.... Thanks in advance for your thoughts.