How successful have people been in getting tracker rates restored. For a variety of reasons, typically due to fixing rates for a period, Banks have refused to give people their tracker rates back at the end of the fixed period. Would appreciate responses to the following for those in this situation:
1 Did you appeal to the Bank and was the appeal successful, i.e. did you get the tracker back?
2 How long did it take? Can you name the Bank (not required if you cannot for whatever reason)?
3 If not, did you appeal to the FSO and did you win the case?
4 Reason for the FSO decision (i.e. main reason why you won or lost)?
4 Was the mortgage on your one principal residence or an investment property?
5 Did you do all the work yourself or use an advisor to assist (do not name them)?
6 Please provide any other info you feel is useful (short summary please).
Thanks.
1 Did you appeal to the Bank and was the appeal successful, i.e. did you get the tracker back?
2 How long did it take? Can you name the Bank (not required if you cannot for whatever reason)?
3 If not, did you appeal to the FSO and did you win the case?
4 Reason for the FSO decision (i.e. main reason why you won or lost)?
4 Was the mortgage on your one principal residence or an investment property?
5 Did you do all the work yourself or use an advisor to assist (do not name them)?
6 Please provide any other info you feel is useful (short summary please).
Thanks.