Yesterday I was in the Circuit Court and had a judgement made against me for €12.5k in relation to a van repossession.
This was the third time the case was in court. I had a business (construstion related) that failed in 2008. This was also the third judgement i now have against me (sole trader).
Previously I was defending my self and in the court I made reference to the fact that i could not afford either a solicitor nor a barrister.
Outside the court the barrister for the bank took me to one side and told me that if I mentioned again in court his relationship to the bank in court again that it would have 'serious consequences' for me in the future. There are witness's to this.
Therefore my wife was reluctant for me to defend the case anymore. (I now wish i had read TIME's key post before yesterday) so on monday night i went to a FLAC's solicitor in my local community centre and he told me that I essentially had no defence so i gave up.
What he also said is that the debts are mine alone.
Now after sitting up all night , as i also have more debts associated with this failed business ,i now realise i cant defend them either. i was also done out of money too, but i know thats no excuse.
If i were to die would my Debts die with me..........
Please only post serious replies as i really need to make a decision on my future soon
thanks in advance donee and many thanks for all the replies to every one who took the time to reply to all my other threads in the past
This was the third time the case was in court. I had a business (construstion related) that failed in 2008. This was also the third judgement i now have against me (sole trader).
Previously I was defending my self and in the court I made reference to the fact that i could not afford either a solicitor nor a barrister.
Outside the court the barrister for the bank took me to one side and told me that if I mentioned again in court his relationship to the bank in court again that it would have 'serious consequences' for me in the future. There are witness's to this.
Therefore my wife was reluctant for me to defend the case anymore. (I now wish i had read TIME's key post before yesterday) so on monday night i went to a FLAC's solicitor in my local community centre and he told me that I essentially had no defence so i gave up.
What he also said is that the debts are mine alone.
Now after sitting up all night , as i also have more debts associated with this failed business ,i now realise i cant defend them either. i was also done out of money too, but i know thats no excuse.
If i were to die would my Debts die with me..........
Please only post serious replies as i really need to make a decision on my future soon
thanks in advance donee and many thanks for all the replies to every one who took the time to reply to all my other threads in the past