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eunan1981
Guest
Myself & wife have 4 savings accounts with BOI however Interest rates are awful & been threatening to switch to another bank for ages. Seriously thinking about switching to PTSB & today ordered application forms. Basically thinking opening 21 Day Notice Joint A/C giving 2.85% as opposed to paltry 0.75% was getting from BOI Dualsaver. Also had 2 Easysaver Accounts giving 1.75% and plan to open 2 PTSB online accounts giving 3.5%. Finally had ICS 30 day notice account which gave 1.5%, gonna move this into one of 3.5% accounts.
Anyway, looking for advice if this correct move, obviously need to move from BOI to get best from my savings however is PTSB right way to go. Few posts stating it'll prob be wound up & deposits switched to AIB. Whats likely to happen if that happens, does it all get lumped into one AIB account at whatever rate they have going at time?
Anyway, any comments appreciated as its so much hassle to switch accounts, want to make sure its done right now & dont want to do same in couple months time.
Anyway, looking for advice if this correct move, obviously need to move from BOI to get best from my savings however is PTSB right way to go. Few posts stating it'll prob be wound up & deposits switched to AIB. Whats likely to happen if that happens, does it all get lumped into one AIB account at whatever rate they have going at time?
Anyway, any comments appreciated as its so much hassle to switch accounts, want to make sure its done right now & dont want to do same in couple months time.