hey there - I need to get a 10k car loan - now please dont give out to me all at once!! But we have new baby on the way in feb and need new car before the big arrival. We are expecting to come into money in both feb and march so am hoping that the car loan will only be temporary. That we should be able to pay 8k off it by April and then the remaining 2k bit by bit every month... My question is- is the credit union the cheapest place to go for this kind of loan? I have a small amount of savings in my local CU but most of our savings are in AIB (those savings are ring fenced for something else) .. Will the CU consider us if we have not been saving with them regularly despite the fact that I am a member for the last 6 years?? Advice appreciated... sorry if this is a stupid question but I couldnt find the answer on itsyourmoney.ie
Thanks!
Thanks!