PyritePete
Registered User
- Messages
- 380
I am reading all these replies with great interest and some confusion. My husband is on 80k, PAYE earner.
Hi Foodie1,
as I mentioned earlier good luck with your decision. What I have posted is exactly my own experiences and why I didn't start a pension in my early to mid-forties. When I said i acknowledged it "going against the grain" I mean that I may be one of few that has chosen this path. Another poster (#67) has said that the investments performed poorly and my family & friends told me the same. Maybe they were poorly advised.
At that time, I was told that by not starting a pension at around 43 (especially with a new job in your circumstances) that it was a gamble. I didn't see it that way at the time and I still dont. I'll be mortgage free sooner and then I can decide what to do.
Please do research it thoroughly and maybe you can let us know what decision you arrived at.
Cheers,
Pete