Apologies if this is in the wrong forum and/or if these question have been answered elsewhere
Referencing today's story about a couple in Cork (links below) who have so far (with help from various parties, neighbours etc) staved off attempts from Start Mortgages to repossess their property and I had a couple of (general) queries
1. Can a bank repossess a home without a court order? How sympathetic are the courts to the banks and the homeowners in these situations generally?
2. The couple claim that they offered to pay €400 per month of a €900 pm mortgage but Start refused this offer. Is this possible? Can the bank refuse an offer of almost 50% payment and opt for repossession instead (I think it unlikely but I could be wrong)
Referencing today's story about a couple in Cork (links below) who have so far (with help from various parties, neighbours etc) staved off attempts from Start Mortgages to repossess their property and I had a couple of (general) queries
1. Can a bank repossess a home without a court order? How sympathetic are the courts to the banks and the homeowners in these situations generally?
2. The couple claim that they offered to pay €400 per month of a €900 pm mortgage but Start refused this offer. Is this possible? Can the bank refuse an offer of almost 50% payment and opt for repossession instead (I think it unlikely but I could be wrong)