Just to Share what Start Mortgages offered me. I've been awarded Disability Allowance and with reduced earnings and €60k Mortgage Balance I thought I'd approach a long term solution as the 6.60% I'm now on, crippling.
Firstly I've 2 warehoused accounts, 2 Mortgage accounts, this occurred when PTSB restructed my Mortgage & Top up mortgage in 2014 & then sold it to Start in 2019.
Managed to Clear arrears, but they started to creep up with Interest Rates.
So the offer, which I've not accepted.
Restructure and give up warehoused parts (Currently No Interest, but mature 2034.
They'll offer 3% but it's not Fixed.
Extend more by 32 years or my 95th Birthday (I'm 57)
Pay €150 pm for 32 years
Still owe in excess of €45k when this deal Matures.
I agreed to feature in an Article last weekend, to help highlight issues with Vulture Funds
I've now counter offered with a, proposal to Clear Mortgage entirely (another story)
Firstly I've 2 warehoused accounts, 2 Mortgage accounts, this occurred when PTSB restructed my Mortgage & Top up mortgage in 2014 & then sold it to Start in 2019.
Managed to Clear arrears, but they started to creep up with Interest Rates.
So the offer, which I've not accepted.
Restructure and give up warehoused parts (Currently No Interest, but mature 2034.
They'll offer 3% but it's not Fixed.
Extend more by 32 years or my 95th Birthday (I'm 57)
Pay €150 pm for 32 years
Still owe in excess of €45k when this deal Matures.
I agreed to feature in an Article last weekend, to help highlight issues with Vulture Funds
I've now counter offered with a, proposal to Clear Mortgage entirely (another story)