In 2006 i took a mortgage with Ulster Bank i was offered a tracker but selected a 2 year fixed option. At the end of the 2 years i got a letter from the bank asking me to choose from a list of options or do nothing and automatically move to the standard variable rate. The tracker was not on the list. I chose a 5 year fixed term. At the end of which i was suprisingly automatically moved on to the tracker. Do i have a case for compensation?