alwaysonit
Registered User
- Messages
- 137
The recommendation in the top pinned key post here is that health insurance is very bad value, but basic insurance should be taken out now to avoid paying more later.
We are charged 2% more for each year over 35 we did not have insurance.
The cheapest plan shown on hia.ia comarison is €483 per annum.
Assuming, when 65, I will want a plan costing €2k per annum, if I don't have any previous years insurance I will be charged 60% loading - €3,200 per annum.
Do the majority think that paying 15k over the next 30 years is worth saving this loading premium (if we expect it to still be an issue in 30 years time)?
We are charged 2% more for each year over 35 we did not have insurance.
The cheapest plan shown on hia.ia comarison is €483 per annum.
Assuming, when 65, I will want a plan costing €2k per annum, if I don't have any previous years insurance I will be charged 60% loading - €3,200 per annum.
Do the majority think that paying 15k over the next 30 years is worth saving this loading premium (if we expect it to still be an issue in 30 years time)?