Hi,
I'm not sure about the answer to your question but I am in a similar situation with a renewal on 1st March. My policy has gone up from 1037 euro p.p. with laya to 1646 p.p. Policy I had was Company Care Plus. I am not willing to pay this increase. I am looking at Total Health Complete with Laya costing 969.euro p.p or Aviva Corporate Health Plan 06 @1119 per person. Have a look as these may suit you. If Snowy b is still around he/ she might advise as he/ she has advised me in the past and I have been delighted with advice.
Have a look at laya connectchoice its practically the same if not better(=beacon cover) with the only difference being consultant cover of 50% rather than 75%
S.
Thanks I will check that out now. Health Insurance authority recommended Total Health Complete 969 euro. Many of the policies look much the same. Its all so confusing.
Brought the renewal date forward from March 1st to Feb 28th
How did you do that ?
Next year, if you don't move it forward again, you will take the hit on possibly 2 price increases.
Nope, not with LAYA at any rate, and I think it's a general (regulatory) rule for all insurers. Naturally, you're not covered for any expenses incurred during those 13 weeks...I understood that if you delayed by up to 13 weeks you can only avoid the 2 year waiting period for pre-existing conditions if you pay the 'arrears'?