Hi DeclanDublin,
Just to note that Simplicity plan fully covers a private room in a private hospital.
With that in mind the nearest equivalent Irish Life Plan is 'Be Fit 2' plan @ price 1352pa from 1 November 2018. Before Nov, price is 1393pa.
Details as follows;
1. Be Fit 2; price 1352(1/11/2018); all public, private(including private room) and 3 hi-tech hospitals covered, excess 125 per private/hi-tech
admission or day case procedure, good day to day cover included - first consultant and gp visit fully covered, subsequent visits 50% refund etc.
If cover for a private room in a private hospital is not a priority, the following Irish Life plan is worth considering;
2. Irish Life 4D Health 2; price 1213pa; all public, private and 3 hi-tech hospitals covered, excess 150 per private/hi-tech admission, excess 75
per day case procedure. Good day to day cover 50% refund for consultant, gp visits, etc.
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Note; Simplicity plan fully covers hip and knee replacement surgery in any private or hi-tech hospital as standard. There is a 2000 euro co-payment to pay for this type of surgery on Irish Life plans in general. I'm not sure if age wise this would
be a concern to you. If not, Irish Life plans are ok. The Blackrock Clinic don't pass this 2000 charge onto the patient, other private hospitals will, just something to be aware of when considering your options.
Regards, Snowyb