jennifer999
Registered User
- Messages
- 16
Hi
My Mortgage is €209,000 and I have the following protection policy (unit linked - no end term - dual life basis) costing €119 per month - €235,000 life cover each & €225,000 independent serious illness cover each and accident benefit each.
I wanted to add hospital cash benefit and surgical cash benefit to this policy for added protection but cannot afford an increase in premium.
Therefore to match the premium I have at present I would be setting up a mortgage protection policy for €245,000 joint life 1st death, reducing life to €100,000 and SI to €150,000, and adding other benefits.
What do people think about this plan?
My Mortgage is €209,000 and I have the following protection policy (unit linked - no end term - dual life basis) costing €119 per month - €235,000 life cover each & €225,000 independent serious illness cover each and accident benefit each.
I wanted to add hospital cash benefit and surgical cash benefit to this policy for added protection but cannot afford an increase in premium.
Therefore to match the premium I have at present I would be setting up a mortgage protection policy for €245,000 joint life 1st death, reducing life to €100,000 and SI to €150,000, and adding other benefits.
What do people think about this plan?