customdust
Registered User
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Hello, I was wondering if I can use the reasonable living expenses table on the statement of means when going to court. I am not going down the personal insolvency route.
The statement of means form only has a small section for outgoings and I didn't know if I should list everything.
Thanks, I am living below the reasonable living expenses guidelines so basically that means that I can't allocate as much money as I would like to certain areas, I can't spend much on food, heating etc. as I would like, i'm way below the reasonable expenses amount in those areas. Social inclusion is pretty much at €0. I can't save anything at the moment. My financial situation might improve somewhat over the next few months and if so am I allowed to cover my own reasonable expenses first before paying creditors?
A human being is entitled to have reasonable living expenses. That is why they have created the guidelines. It seems you are scrimping by. Are you paying off creditors at the expense of a reasonable life?