True Kiffagirl, I thought of that alright afterwards. I phoned the Central Bank in the meantime, spoke to a lady who was very nice but what she basically told me to sum it up was "its an ongoing investigation". I asked her about the three month time period in which PTSB had to deal with this and could the Central Bank not enforce this time with PTSB and she said no they could not, basically we are just waiting for our wonderful bank to deal with it. I asked her so when we could expect to hear and she said it could take any length of time, she did not know, days, weeks, months who knows????? She told me to also contact the FSO, whom I have phoned subsequently and been told send an email to them. Surely the FSO can do something now that the three month period has expired, must do some research on the Enforcement Order! Brendan any advice at this stage on what to do???? The thought of this being dragged on for months is just too much now at this stage. The girl from the Central Bank did say there would probably be more press releases on this as it is a big matter!