PRSI Contribution statement

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phoenix53

Registered User
Messages
151
Isn't this brilliant...They added totals to the PRSI contribtion statements. :D

No more totting up.

Your Contribution Statement​

Below are your Social Insurance Contributions as recorded by the Department. While every effort is made to ensure the information is accurate, the Department will not take responsibility for any incorrect information and the record may not necessarily reflect all recent amendments. Entitlement to a benefit or pension can only be determined when a claim is submitted

YearTotal Pension ContributionsPaid ContributionsCredited ContributionsLong-Term Carer's ContributionReckonable Contributions for PensionReckonable Credited Contributions for Pension
Total: 1963 Total: 0Total: 1906Total: 57
20225252 A-52-
20215254 A-52-
20205252 A-52-
20195252 A-52-
20185252 A-52-
20175252 A, 52 K-52-
20165252 A, 52 K-52-
20155252 A-52-
20145252 A-52-
20135014 A361436
20125252 A3052-
20115252 A-52-
20105252 A-52-
20095252 A-52-
20085252 A-52-
20075252 A-52-
20065252 A-52-
20055252 A-52-
20045252 A-52-
20035252 A-52-
20024848 A-48-
20015238 A323814
00/015252 A-52-
99/005252 A-52-
98/995252 A-52-
97/984949 A-49-
96/974639 A17397
95/965247 A1, 5 A7652-
94/955252 A1-52-
93/945151 A1-51-
92/934040 A1-40-
91/92------
90/91------
89/902222 A1-22-
88/895252 A1-52-
87/885252 A1-52-
86/875252 A1-52-
85/865252 A1-52-
84/855252 A1-52-
83/845252 A1-52-
82/834545 A1-45-
 
Their Lean consultants probably identified the lack of this as contributing to unnecessary phone calls to the helpline.
It’s not too difficult a jump to doing indicative pension forecasts from this point!
 
Just below the PRSI statement on line, they have also added information about the Homemakers periods and Homecarers scheme and how to apply.
 
I'm thinking out loud here and hope someone might have an opinion. I had my first child in 1996 and there wasn't a great maternity scheme in place. I can't quite remember, but I think we got the statutory maternity leave at the time and any extra time was unpaid. I wonder would this be considered a homemakers period or maybe i should just apply and see what they say?

I see when my second child was born in 2001 I got reckonable credit contributions and a much longer paid maternity leave.
 
So which is the column to work from in respect of knowing your actual pension contributions ? - Total Pension Contributions or Reckonable Contributions for Pension ?
 
Combined
Reckonable
Contributions and
Credited
Contributions for
Pension
 
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One thing mine , received this year, doesn't show, is date of entry .
I can see, and already knew, when I started paying PRSI, but the part where it states date is left blank.
That date is kind of crucial when working out a partial pension.
 
Lisgoold said:
One thing mine , received this year, doesn't show, is date of entry .
I can see, and already knew, when I started paying PRSI, but the part where it states date is left blank.
That date is kind of crucial when working out a partial pension.
Click to expand...

Is this any use to you? Doesn't seem to make reference to any date when working out figures.
 
phoenix53 said:

Is this any use to you? Doesn't seem to make reference to any date when working out figures.
Click to expand...
Well to work out your average , you need to know the year you started paying PRSI, and the year you turn 66.
I know those years. All I'm saying is, on mine , the date of entry is left blank.1000009953.jpg
 
My missus has the same problem. It's irritating, especially when trying to establish the number of PECs that she's eligible to receive.
 
There is an error on my statement.
For year 78/79 which has an allowable total of 66, only 52 are shown in the

Combined
Reckonable
Contributions and
Credited
Contributions for
Pension

box.

This results in an incorrect total of 620 instead of the correct total of 634.
 

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S class said:
There is an error on my statement.
For year 78/79 which has an allowable total of 66, only 52 are shown in the

Combined
Reckonable
Contributions and
Credited
Contributions for
Pension

box.

This results in an incorrect total of 620 instead of the correct total of 634.
Click to expand...

But, according to the Department: "For each year, a maximum of 52 contributions are considered for State Pension (Contributory) purposes."

So, unless 78/79 is regarded as more than one year, surely you're stuck on 52?
 
Marsupial said:
But, according to the Department: "For each year, a maximum of 52 contributions are considered for State Pension (Contributory) purposes."

So, unless 78/79 is regarded as more than one year, surely you're stuck on 52?
Click to expand...

Because of the change of the financial year from calender year to April to March year, there is a maximum of 66 contributions allowed for year 78/79.
This extra 14 contributions does not seem to be programmed into DSPs records.

The details below are stated in the Prsi record statement.


Special Contribution Years

Years before 1979
You may have either a maximum of 52 or 53 contributions in these years.

Years after 1979
Only 52 contributions or credits may be counted in any contribution year after 1979.

In 1978/79
• Men (from 1/1/1978 to 5/4/1979) may have a maximum of 66 contributions
• Women (from 3/7/1978 to 5/4/1979) may have a maximum of 40 contributions
In 2001
14 special ‘A’ credits were awarded (as there was a short tax year).
 
S class said:
In 1978/79

• Women (from 3/7/1978 to 5/4/1979) may have a maximum of 40 contributions
Click to expand...

Thanks. I knew about 2001, but didn't know about 78/79.

Does the fact that "women may have a maximum of 40 contributions" mean that for women, the contribution year used to run from July to the following June?
 
Marsupial said:
Thanks. I knew about 2001, but didn't know about 78/79.

Does the fact that "women may have a maximum of 40 contributions" mean that for women, the contribution year used to run from July to the following June?
Click to expand...
Presumably so. There was probably some discrimination against women at play in those days.
 
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I'm getting more and more confused about those bloody PECs!

In the case of my missus, her first ever involvement with PRSI was a summer job that started on 7 June 1980 and ran for 10 weeks. So that's 10 weeks paid Class A PRSI contributions.

In 1980, the PAYE and PRSI year started on 7th April, so we had assumed that she would get PECs for the 8 weeks up to when her job started.

But then I noticed that the DSP Operational Guidelines* state:

Pre-entry Credits
Pre-entry credits are awarded to a client when they pay their first PRSI contribution (excluding Class B, C, D, J and S), for the year they enter insurance and for the previous two contribution years.
Click to expand...

Does this mean that she will get an additional 2 years' worth of PECs on top of the expected 8, or am I misreading it?

* https://www.gov.ie/en/publication/9...prsi-credited-social-insurance-contributions/
 
Yearly average PRSI contributionsPersonal rate per weekIncrease for a qualified adult* (under 66)Increase for a qualified adult* (over 66)
48 or over€277.30€184.70€248.60
40-47€271.90€175.80€236.10
30-39€249.30€167.20€223.90
20-29€236.10€156.50€210.70
15-19€180.70€120.40€161.40
10-14€110.80€73.40€99.90

at the moment pension entitlements are based on average contributions per year , however the entitlements don't drop off based on those average amounts. From the table above a person with average 15 contributions per year would have worked 3.2 times less than the person with 48 contributions or 31% of the time than a person with full pension, I know thats not strictly true as the starting time for pension contributions is critical which shows how deeply unfair the average contributions system is and is being fazed out. However that person with 31% of the contributions still gets a pension payment 65% of the value of full pension. I wonder when the total contributions is in full implementation will this discrepancy be maintained, in other words will people that have 30% of total contributions still receive 65% of a full pension per week?
 
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