Can anyone shed any light for me on this, as it's a Friday Eve and I can't get answers now for weekend :-/ I successfully completed my 3 month insolvency recently. During that time I recieved no correspondence from the banks (as it should be). I recieved notification of my completion etc on 30th August - however I had a delightful letter in the door today asking me about the arrears on my mortgage from Cabot Financial. (My mortgage was Ulster Bank) ?! This is worrying me, as it was Ulster and AIB listed and paid under my 3 month insolvency ... Not Cabot... And I only ever held the one mortgage with Ulster ??