I applied to get my ICB credit report and it arrived today. What is very surprising is that there is no record of my mortgage at all. I was happy of course not to see the arrears (dating back to last year) on there, but there is no record of my having a mortgage either. I almost dont exist from a creditors perspective.
My addresses (including the mortgage property's address), date of birth and spelling of my name are all correct so I cant fathom it.
Has anyone else experienced this?
I presumed that even after the first missed repayment, it goes onto our ICB report. Anyone able to confirm this?
My addresses (including the mortgage property's address), date of birth and spelling of my name are all correct so I cant fathom it.
Has anyone else experienced this?
I presumed that even after the first missed repayment, it goes onto our ICB report. Anyone able to confirm this?