I think one advantage Brendan, is the flexibility. If you could get 2.5% in KBC for a 12 month deposit, you wouldn't have access to your funds. This way there are various sums at different banks, different interest rates, different access rules.
Also, for some of us €125 is not insignificant.
CiaranT, the rules you quote in the Best savings guide for Nationwide Regular saver seem too complicated.
You wrote:
Also, for some of us €125 is not insignificant.
CiaranT, the rules you quote in the Best savings guide for Nationwide Regular saver seem too complicated.
You wrote:
I made my first €1,000 lodgement on 15th July, the second on 2nd August. It wasn't rejected, so I think the "months" are indeed calendar.A 'month' begins as at the date that you make your first deposit, each subsequent monthly cycle then repeats in the same manner. For example, if your first lodgement is on the 10th, then each monthly cycle is from the 10th of each month to the 9th of the next month.