If this is correct and the cheque has no crossing, then it is transferable and is a bearer instrument and can be cashed at any bank counter by anybody, without being lodged to an account, yours or anybody else's. Your name is of little importance. While it is not the practice of banks to cash uncrossed cheques in recent times and they usually insist that these are lodged to an account, they are still within their rights to do so. And an uncrossed cheque can be lodged to any account, it does not have to be an account in your name.Me, "Roger BrokeBroker", and the exact amount.
It's not crossed cause it was in some kind of weird looking printer that seemed to use lights or lasers or something.
"Security check" is printed in block letters, front and center, large enough to see clearly.
i.e. it's not written, all is printed.
I suspect that the "Security Cheque" is in small feint print, often at the bottom right hand corner of the cheque. This is something that printers put on the cheque to show that it incorporates certain security features such as a hologram intended to prevent counterfeiting or illegal replication. If this is the case it makes no difference to the security of the cheque from a processing point of view and so offers you no security. I know of no other use of the term "Security Cheque" in an Irish context.
So yes, you need to be careful not to lose or misplace this cheque, and you need to lodge it to an account in your name as soon as possible.
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