We've all heard the horror stories re rate increases but it gets personal whe a bill comes through the door with a rate hike of nearly 40%. I used to work in the business but can't get my head around what's causing these massive increases. I've been shopping around and got a quote about 100 cheaper, but it's a bit of a slog. Anyone find any good comparison websites for motor insurance or is it a question of just ringing around & doing online quotes?