I bought a house last year, and I'm due to close the sale and get the keys this week. I am the only person named on the mortgage (because at the time, my boyfriend had just started his business and didn't have enough audited accounts to qualify for a mortgage so they told me to apply on my own and say I'm renting rooms).
I didn't really like the idea because it's both of our house, but the bank manager said, "sher it doesn't matter anyway, when you get married he'll be on the deeds then so don't worry about it"
But the thing is, my boyfriend is a FTB also and we are missing out on his mortgage relief, which I don't really mind at the moment, but we are getting married in a few weeks and now I'm thinking about it I'm a little confused..... so finally, my question is:
Can we apply for mortgage relief for both of us when we get married?
Or will he no longer be a FTB because he will be married to a home owner?
And before you give out to me Clubman, yes I know there are PLENTY of posts about mortgage relief, but they are nothing like this situation, so don't get too cross, it's Christmas.
I didn't really like the idea because it's both of our house, but the bank manager said, "sher it doesn't matter anyway, when you get married he'll be on the deeds then so don't worry about it"
But the thing is, my boyfriend is a FTB also and we are missing out on his mortgage relief, which I don't really mind at the moment, but we are getting married in a few weeks and now I'm thinking about it I'm a little confused..... so finally, my question is:
Can we apply for mortgage relief for both of us when we get married?
Or will he no longer be a FTB because he will be married to a home owner?
And before you give out to me Clubman, yes I know there are PLENTY of posts about mortgage relief, but they are nothing like this situation, so don't get too cross, it's Christmas.