mortgage rate comparison

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bobo

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Hi, First time buyer here. just looking at the various different mortgage rates available for LVT >80% for purchase <500k and to be honest there is very little difference between the mortgage lenders so i was wondering what other criteria I should take into consideration when evaluating different lenders??
 
Are you sure that you're looking at the APRs and not nominal rates? If there is little different between them then use this fact to haggle with them to see if you can get a better deal (e.g. better rate, waiver for valuation survey charges etc.).
 
Excuse my ignorance, what is the difference between APR and nominal rates? thanks.
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