Mortgage guarantor - at what point made liable for repayment of mortgage?

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In a situation where a mortgagee enters arrears on his/her mortgage, and where a guarantor was installed on the mortgage at time of mortgage being issued, at what point does the guarantor enter the fray re: payment of mortgage?
 
What does the document you signed state? Did a solicitor look at the guarantor agreement before it was signed?
 
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