I've been checking the moneymate table in March Irish Property buyer and am a bit puzzled. Bank of Scotland 1 yr discounted tracker with LTV <50% gives Annuity rate 3.50%, but APR 4.39, can this be correct? Also, where I've always thought that the most important table for someone thinking of switching mortgage provider, is the cost per thousand. AIB standard tracker LTV<=50%, with APR 4.17 has a cost per 000 of 6.10, NIB tracker<60%, with APR 4.38 has a cost per 000 of 6.06. I'm getting really confused at these peculiarities. How do you really know which is best?
Mary
Mary