I have been on a payment plan successfully for over 2 years out of 5 years - with all interest and charges frozen. Today I received my first statement from Avant card - they are back charging me interest after a promise from MBNA that my payment plan would carry over to the new company. I do not have this guarentee in writing, I emailed through MBNA website and received a reply through this site. The MBNA site was meant to be live untill the end of March, but they disabled it mid March, so I was not able to print off the answer, although I do have the original plan letters which state the agreement was for 60 months. Avant card are not answering the phones, I cannot register online for information as you need a valid credit card which I dont have. Has anyone a clue whats going on? Thanks